tag:blogger.com,1999:blog-86980797700400695962011-11-27T18:23:33.640-06:00Not cheap just frugal!Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.comBlogger131100tag:blogger.com,1999:blog-8698079770040069596.post-63670808392285866802008-12-03T09:26:00.003-06:002008-12-03T09:27:34.985-06:00

I have moved my blog to Wordpress. You can find me at www.semi-frugal.com/wordpress, I look forward to seeing you there. Please comment on the blog and ways to make it better.

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-54122464949376144242008-11-25T12:09:00.000-06:002008-11-25T12:10:25.325-06:00

With the holidays approaching quickly I thought I would take time to post on a subject that has become more popular over the past couple of years. The color green has always been my favorite, but now days it takes on a new meaning. We use “Green” to define eco-friendly or for the environment. Below is a list green gifts for the holidays.1. Carbon Offsets“Carbon offset is a financial instrument

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-56423916901606131492008-11-24T10:00:00.003-06:002008-11-24T10:07:00.331-06:00

With Black Friday coming up this week, I thought I write a short post on it today. This gives you time to get prepared for the big event. Most retailers are banking on you the shopper coming in and spending as much as possible on gifts. Sadly, I am willing to bet there will be more than a few retailers going out of business this year because of the economic meltdown. But, hopefully this year the

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-8369965020090981772008-11-21T11:18:00.006-06:002008-11-21T14:41:24.156-06:00

Ok all your frugal fans, I know you have been waiting on pins and needles for the latest installment of the witty and masterfully written frugal blog. Today I would like to focus on ways to save money. During these tough economic times we all need to save money and pray that the end of this mess is near. So without further ado here are 3 suggestions in no certain order on ways to save money.1.

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-8063696449230206492008-11-20T10:24:00.005-06:002008-11-20T10:47:00.441-06:00

Today I decided to write about Holiday giving. I believe Albert Einstein said it best "The value of man resides in what he gives and not in what he is capable of receiving." With the economy getting worse and worse this year, giving to the less fortunate or our heroes needs to be increased. Otherwise, some will go without this year. There are many charities that need money this holiday season,

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-80879719695097997442008-11-19T10:31:00.007-06:002008-11-19T11:54:24.047-06:00

The Debt Snowball method as described by Wikipedia “is a form of debt management that is most often applied to repaying revolving credit — such as credit cards.” I myself am using it to pay off my Discover card. By most standards I did not have a lot of credit card debt, compared to what I have read online and in Dave Ramsey’s book “The Total Money Makeover”. The way I see it though any debt

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-59929856010207922952008-11-18T11:01:00.007-06:002008-11-18T15:35:08.714-06:00

Courtesy of CNET“At midnight on February 17, 2009, all full-power television stations in the United States will stop broadcasting in analog and switch to 100% digital broadcasting”, says the National Telecommunications and Information Administration (NTIA).How does this affect me you might ask? Well most frugal people use the free television channels, which are basically your local affiliate

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-86405303656220709222008-11-17T11:22:00.004-06:002008-11-17T11:36:42.794-06:00

As was mentioned in my previous post, my frugal years started after getting laid off from the best job I ever had. I had to learn how to live off of much less than what I was accustomed to. And it all started with my apartment, I had a really nice place to live in Cordova, TN, on the outskirts of Memphis. I had all the toys a guy could want, from the expensive cable TV package with HBO, Cinemax

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-89582984994679198112008-11-13T10:34:00.008-06:002008-11-13T11:31:43.612-06:00

Credit card debt is a national problem. Most Americans carry a large amount of debt courtesy of the credit card. One report from the Federal Reserve shows that Americans are overwhelmed by more than $900 BILLION worth of credit card debt. A number which is increasing at an alarming rate. Back in 2007 we had less than half as much credit card debt.Debt Snowball Dave Ramsey styleRight now I am

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-4845189908537835162008-11-11T11:17:00.009-06:002008-11-11T14:19:45.389-06:00

Photo courtesy of Jamey Cassell The Latte effect as its called, is a problem we face in America if you are trying to live the frugal lifestyle. I know there are lots of writers who harp about this idea constantly. So let me throw my 2 cents in on this topic. I love coffee just as much as anyone else; I always say it’s my morning cup or 4 of personality. For me I like my coffee a little stronger

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-42994405961784773352008-11-10T10:26:00.003-06:002008-11-18T16:18:35.560-06:00

My frugal spending habits started out early in life, well sort of. As I mentioned in my second posting, my parents were very frugal in life and still are to this day. A few weeks ago I took my Mom and Dad to the cell phone store to upgrade their cell phone; it’s a model from the early years of this century. I am surprised it still works actually. We talked with sales representative about a new

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-38190369052301108072008-11-06T09:34:00.000-06:002008-11-06T09:37:27.985-06:00

Today I wanted to write a short article on those who inspired me and planted the seed for the Semi-Frugal Lifestyle. First off my parents they are the perfect role model for my frugal lifestyle. I have learned more from them than they will ever know. I need to brag on them a little, they retired young. My Dad was 55 and Mom 50 when they retired and now they have so much life ahead of them. They

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0tag:blogger.com,1999:blog-8698079770040069596.post-42131540569187539202008-11-05T10:55:00.000-06:002008-11-05T11:46:53.314-06:00

Day 1This is my first attempt at blogging on a subject I am passionate about. And I must give credit to those who inspired me to start this blog, FrugalDad and My Dollar Plan are 2 blogs I read daily. They both have taught me a lot about writing and blogging. I have many ideas that are running through my head on Semi-Frugal Living. Here is just a short list of a few of the ideas I have running

Semi-Frugalhttp://www.blogger.com/profile/14111150818505019826noreply@blogger.com0